So a character is down on hitpoints of their equivalent. Or a character is down on confidence points or their equivalent.
Either way they are operating under duress now. Either physical or mental.
How do you handle that in terms of:
a) ongoing performance
With regard to ongoing performance, you can apply penalties to dice rolls, but specifically, what about those situations that, for whatever reason, involve conflict but you dont roll dice for.. for reasons of pacing or significance, etc...